Do you feel like no matter how hard you try, you cannot seem to get to break the surface of the water for a gulp of air? You never want to answer your phone, you dread getting the mail, and it just never seems to end. If so, you are not alone. Millions of people each year experience a financial crisis that leads to aggressive debt collection activities including:
It has been proven over and over again that almost everyone wants to pay their debts. It is very rare that people and businesses blatantly ignore what they owe. However, the creditors certainly do not treat debtors that way. They are aggressive, rude, condescending, threatening and sometimes downright scary. You can read on the internet some real horror stories about unscrupulous debt collectors methods. Though laws have attempted to improve things, debt collection just finds ways around the laws or the debt collectors just don’t care about the law. Here is where you can fight back though! Filing bankruptcy STOPS collection efforts. During a bankruptcy, creditors and debt collectors cannot take any action to collect debts without permission from a bankruptcy judge. You can find immediate relief from the stress and anxiety caused by financial problems and move toward a better future.
Jay L. Silverberg is the founder and managing member of Silverberg Law Firm LLC. He has been in practice for over thirty years. He has been associated with, or a partner at, several major firms. His bankruptcy experience runs the gamut from representing various parties in some of the largest mega cases to helping individuals in consumer bankruptcy cases. In all these matters, Jay has applied an aggressive, caring and diligent approach to helping clients achieve their goals.
We pride ourselves on keeping our fees low by working hard and keeping our own overhead low without compromising service.
When you are searching for a bankruptcy near me, you obviously want to find the best bankruptcy lawyer you can. After all, this issue has been causing you a great deal of stress and finding someone that is ethical, experienced is ideal. However, it is also important that you find someone who understands what you are going through. Jay Silverberg embodies all of those elements.
Financial hardships are one of the most difficult issues someone can endure. Whether it is a business financial issue or personal, it affect people the same way. It causes a great amount of stress which can impact your health, relationships, behavior and emotional stability.
In fact, in 1967 a study was done by Holmes and Rahe on the top life stressors, called Social Readjustment Rating Scale (SRRS). That study did showed financial stress at a life change unit of 38 (#16, on a scale of 100. Just for reference, Death of a Spouse or child was rated 100.
Though 1967 was awhile back, even recent studies show that financial issues still rank very highly on the stress scales. Some of that stress comes from the creditors but a lot of comes from trying to solve the problem on your own. The reality is, you have been trying to solve it on your own and it has not been working. It is time to hand it over to someone who is experienced, understands, and cares.
We understand how bankruptcy works. We understand your situation. We are here to help you. We provide legal advice, support, and guidance throughout each step in the bankruptcy process.
Silverberg Law Firm LLC helps individuals, couples, and businesses who are facing financial hardships.
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