Do you feel like no matter how hard you try, you cannot seem to get to break the surface of the water for a gulp of air? You never want to answer your phone, you dread getting the mail, and it just never seems to end. If so, you are not alone. Millions of people each year experience a financial crisis that leads to aggressive debt collection activities including:
It has been proven over and over again that almost everyone wants to pay their debts. It is very rare that people and businesses blatantly ignore what they owe. However, the creditors certainly do not treat debtors that way. They are aggressive, rude, condescending, threatening and sometimes downright scary. You can read on the internet some real horror stories about unscrupulous debt collectors methods. Though laws have attempted to improve things, debt collection just finds ways around the laws or the debt collectors just don’t care about the law. Here is where you can fight back though! Filing bankruptcy STOPS collection efforts. During a bankruptcy, creditors and debt collectors cannot take any action to collect debts without permission from a bankruptcy judge. You can find immediate relief from the stress and anxiety caused by financial problems and move toward a better future.
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