Union County is New Jersey’s 7th largest county, with a population of 558,067 persons in 2018. Its largest city and county seat, Elizabeth, has a population of 128,885, ranking it New Jersey’s fourth-largest municipality. Its location, just a short distance from Manhattan, makes it a convenient place for New York commuters to live. Other popular Union County cities and townships include Union, Plainfield, Linden, Westfield, and Rahway. Westfield (population 29,881) is the “#1 Best Place to Live in Union County,” according to the site Niche.com. But convenience can come at a steep price. According to Forbes.com, Union County residents pay the second-highest property taxes in the nation, based on 2007 data.
Bankruptcy in Union County
The U.S. Bankruptcy Court located in Newark handles most bankruptcy cases for individuals and businesses in Union County. Ask any New Jersey bankruptcy attorney, and they can attest to the fact it’s a pretty busy place. The Newark Courthouse processed 10,719 cases last year. Union County residents and businesses accounted for 1,577 of those cases or just under 15% of the Court’s total case volume. The offices of the U.S. Trustee are also located in Newark, a short distance from the federal courthouse.
Do I Need a New Jersey Bankruptcy Lawyer to File?
Local court rules do not require filers to use the services of an attorney to file for bankruptcy. Although local court personnel is helpful, staff can only assist pro se filers with completing forms and answering basic questions about court procedures. A consultation with an experienced New Jersey bankruptcy lawyer will help you decide if bankruptcy makes sense in your situation, as well as determine if you qualify for either Chapter 7 or Chapter 13 protection. If you choose to engage their services, you will likely have to attend only one meeting at the U.S. Trustee’s office. Legal counsel can handle all other matters and will not require your appearance before the bankruptcy judge.
If you have questions and are ready to consult with an experienced Union County bankruptcy attorney, the Silverberg Law Firm, LLC is here to help. Call and make your appointment today at our offices in Oradell. If that’s not convenient, we also offer additional satellite meeting locations in Newark, Parsippany, Montclair, and Roseland.
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